Make a List and Check It Twice
December 4th, 2023
Not that list! As the year draws to a close, now is the perfect time to make the most of your benefits, including dental and vision. Don’t let those valuable resources go unused! Schedule that overdue dental check-up or eye exam before the year-end deadline to ensure your oral and visual health is in top shape. And remember, getting your preventive dental checkup helps you to qualify for the Delta Dental Rollover Max Benefit in 2024.
Taking advantage of these benefits not only contributes to your overall well-being but also maximizes the value of your insurance coverage. So, seize the opportunity to prioritize your dental and vision care before the year ends, ensuring a healthy and vibrant start to the upcoming year
And speaking of lists, here are some proactive steps you can take to make the most of your benefits.
Get your health check-ups and screenings: Schedule any overdue medical appointments, screenings, or free in-network preventive care visits. This includes dental check-ups, eye exams, or other screenings recommended by your health care provider. You pay for your benefits, be sure to take advantage of the value they bring.
Save money on your prescriptions: Use free mail-order shipping to get a three-month supply for the price of two.
Use your Flexible Spending Account (FSA) balance: If you have an FSA, check the balance and spend any remaining funds before they expire. Review your deadlines and requirements here and consider purchasing eligible items such as prescription eyewear, over-the-counter medications, or medical supplies.
Contribute to your retirement accounts: Make your 401(k) work for you. Consider maximizing your contributions before the end of the year to take advantage of tax benefits and ZOLL’s 7% matching contribution.
Make a plan: Schedule a free one-on-one consultation with a CAPTRUST Advisor who can help you be financially prepared for the new year.
Focus on your well-being: Register for ZOLL’s wellness program, Healthy Hearts! Healthy You! to access free personalized Health Coaching, Daily Habits, Wellness Challenges, and rewards. You can also find resources for stress management, nutrition, or fitness programs that can contribute to your overall well-being. Don’t forget, the new program year launches on January 10, 2024.
Be prepared: Remember to update your beneficiaries each year as your life changes.
Practice self-care: Utilize the Employee Assistance Program (EAP) and your medical plan for support. This time of year can bring many challenges, but we don’t want you to feel overwhelmed or alone. You can find behavioral health support for you and your family members with 24/7 access to confidential counseling via phone or online.
By taking these steps, you can ensure that you’ve maximized the value of your ZOLL benefits and set yourself up for a healthy and financially savvy start to the upcoming year.