Putting Your Money Where It Matters
November 29th, 2022
Holiday Budgeting
Financial worries often top the list of things causing stress during the holiday season. In order to avoid or minimize this stress, take time to create—and stick to—a holiday budget. Whether it’s gifts, holiday meals, or travel expenses, the dollars add up quickly. Make a plan to stay within your budget, even if it means making a few sacrifices. Both your wallet and your sanity will thank you.
Creating Your Budget Accounts – Holiday Edition!
Essential Expenses
The majority of your holiday expenses—gifts, food, travel—should come out of this account. As tempting as it may be to dip into savings accounts, resist the urge. Holidays can be beautiful and meaningful even without lots of extras. Consider what simple and inexpensive traditions you can start this year!
Retirement Savings
While certainly not as fun as shopping for gifts, investing in your retirement shouldn’t be put on pause just because it’s the holiday season. Gift yourself and your loved ones’ peace of mind, knowing that you’re putting money away for your future well-being.
Short-Term Savings
There may be a few special gifts that come from this account, but it shouldn’t be the majority of your holiday spending. Spend time carefully considering what comes out of this account, and establishing your plan to replenish it in the months ahead.
Need Help Creating a Budget?
With NetBenefits from Fidelity, you can get the help you need to create a budget. Over 43% of people either break even or spend more money than they make each month. Don’t let that be you. Get started today.
Charitable Giving
It’s no secret that giving back to causes that matter to you can be incredibly fulfilling, especially during the holiday season. ZOLL wants to give you the tools to make the most of your dollars, increasing their impact in making the world a better place this Giving Season.
The Fidelity Charitable® Giving Account®
With the Fidelity Charitable Giving Account, you can make your charitable donations go farther. This account is a donor-advised fund program, allowing you to support your favorite causes in a tax-efficient way. With the Giving Account, you can contribute a variety of assets and qualify for tax benefits, grow the balance of your charitable funds, tax-free, and recommend grants to your favorite charities. It’s the smarter way to give, with no minimum initial contribution or balance required. Visit FidelityCharitable.org to learn more today.
Preparing for Next Year
2022 has been a whirlwind when it comes to the global and national economy as well as personal finances. If you’re wondering how to maintain or prepare for financial wellness in 2023, Fidelity can help. Whether you’re looking to get back on track with your retirement savings, navigating market changes, or just needing support in everyday budgeting concerns, check out articles and other resources, including the Webcast Hub for free on-demand video content, to help you plan for a financially healthy New Year.
Attend a Webinar! 
Avoiding Holiday Shopping Fraud
Presented by Health Advocate
Huge sales, must-have gifts, and rushing for last minute items have become too familiar. Learning how to prevent fraudsters from using your shopping to their benefit is invaluable at this time of year. Join us for a special webinar with guest presenter, Chris Shelton, a Fraud Resolution Specialist, for expert guidance on this important issue. We’ll discuss fraudster targeted information, common tactics, best safety practices, and what to do if you find yourself the victim of identity fraud. Protecting yourself and minimizing your risk will help ensure you can enjoy a happy holiday season.
December 1, 2022
2:00 p.m. ET
Hurry, register today!
Fidelity Web Workshops
Visit here to view upcoming workshops.
To register for a Fidelity Web Workshop, log on or create an account at
https://netbenefits.fidelity.com/livewebmeetings.