With accident insurance, you may apply for coverage for yourself, your spouse, children and grandchildren. The amount you receive depends upon the injury and the treatment given. Examples of covered injuries include:

• Concussion: $200
• Laceration: up to $800
• Torn knee cartilage with surgical repair: $1,200
• Fracture (open reduction): Up to $10,000
• Eye injury: $400
• Ambulance: $200

The plan pays in addition to any other coverage you have. Benefits are paid directly to you to use as you want:

• Deductibles
• Copayments
• Transportation and lodging
• Everyday bills

When you or a loved one are diagnosed with a serious illness, it can feel overwhelming. Critical Illness insurance can help with those unexpected costs.

The Critical Illness plan covers conditions such as:

• Cancer
• Heart attack
• Stroke

Other advantages include:

• Access to medical experts
• Keep your coverage if you change jobs or retire
• Cover your family members