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Cost of Coverage

Your costs for medical, dental, and vision coverage are deducted from your paycheck on a pre-tax basis. Your medical plan cost of coverage is based on your compensation. Below are your costs for coverage based on who you cover.

ZOLL Opt-Out Cash Incentive

If you waive enrollment in ZOLL’s medical, dental, and vision plans and have access to coverage under another plan (such as through Medicare, your spouse’s plan, a healthcare exchange or Tricare), ZOLL will pay you an incentive of $100 per month.

To receive the incentive, you must elect the plan “Opt Out Med/Den/Vis” in Workday during the benefit enrollment process. By selecting this option, you are choosing to waive coverage and need to provide proof of alternative medical coverage. After submitting the enrollment task, you will receive a follow-up task in your Workday inbox that will prompt you to upload a picture of your alternate existing medical coverage.

2025 Plan Contributions

To review the 2024 Cost of Coverage, click here.

Medical

Employee Pays Bi-Weekly Employee Pays Bi-Weekly
with Wellness Incentive ($19.23)
Benefits Eligible Salary < $50,000
Surest
Employee $64.15 $44.92
Employee + 1 $115.38 $96.15
Family $147.23 $128.00
Saver Plan with HSA
Employee $67.36 $48.13
Employee + 1 $121.15 $101.92
Family $160.48 $141.25
PPO
Employee $100.84 $81.61
Employee + 1 $186.20 $166.97
Family $250.18 $230.95

Benefits Eligible Salary = $50,000-$99,999
Surest
Employee $66.08 $46.85
Employee + 1 $122.31 $103.08
Family $159.01 $139.78
Saver Plan with HSA
Employee $69.38 $50.15
Employee + 1 $128.42 $109.19
Family $173.32 $154.09
PPO
Employee $102.78 $83.55
Employee + 1 $193.36 $174.13
Family $259.71 $240.48

Benefits Eligible Salary ≥ $100,000
Surest
Employee $76.57 $57.34
Employee + 1 $148.15 $128.92
Family $196.70 $177.47
Saver Plan with HSA
Employee $80.40 $61.17
Employee + 1 $155.56 $136.33
Family $214.41 $195.18
PPO
Employee $118.55 $99.32
Employee + 1 $235.87 $216.64
Family $322.74 $303.51
Medical Pawtucket, RI employees only

Pawtucket, RI employees only

Employee Pays Weekly Employee Pays Weekly
with Wellness Incentive ($9.62)
Benefits Eligible Salary < $50,000
Surest
Employee $32.08 $22.46
Employee + 1 $57.69 $48.07
Family $73.62 $64.00
Saver Plan with HSA
Employee $33.68 $24.06
Employee + 1 $60.58 $50.96
Family $80.24 $70.62
PPO
Employee $50.42 $40.80
Employee + 1 $93.10 $83.48
Family $125.09 $115.47

Benefits Eligible Salary = $50,000-$99,999
Surest
Employee $33.04 $23.42
Employee + 1 $61.15 $51.53
Family $79.50 $69.88
Saver Plan with HSA
Employee $34.69 $25.07
Employee + 1 $64.21 $54.59
Family $86.66 $77.04
PPO
Employee $51.39 $41.77
Employee + 1 $96.68 $87.06
Family $129.85 $120.23

Benefits Eligible Salary ≥ $100,000
Surest
Employee $38.28 $28.66
Employee + 1 $74.08 $64.46
Family $98.35 $88.73
Saver Plan with HSA
Employee $40.20 $30.58
Employee + 1 $77.78 $68.16
Family $107.20 $97.58
PPO
Employee $59.28 $49.66
Employee + 1 $117.94 $108.32
Family $161.37 $151.75
Dental
Employee Pays Weekly Employee Pays Bi-Weekly
Employee $1.68 $3.35
Employee + 1 $4.31 $8.62
Family $5.03 $10.05
Vision
Employee Pays Weekly Employee Pays Bi-Weekly
Employee $1.08 $2.15
Employee + 1 $2.15 $4.30
Family $3.46 $6.93
Supplemental Life
Age Rate/$1,000
<29 $0.050
30 – 34 $0.063
35 – 39 $0.087
40 – 44 $0.100
45 – 49 $0.150
50 – 54 $0.230
55 – 59 $0.430
60 – 64 $0.635
65 – 69 $1.077
70 – 74 $1.915
75+ $2.060
Spouse Life
Age Rate/$1,000
<29 $0.043
30 – 34 $0.043
35 – 39 $0.057
40 – 44 $0.081
45 – 49 $0.122
50 – 54 $0.186
55 – 59 $0.309
60 – 64 $0.468
65 – 69 $0.795
70 – 74 $1.413
75+ $2.060
Dependent Life/Child(ren)
Rate/$1,000
$0.0489 Regardless of the number of children
Accidental Death & Dismemberment (AD&D)/ Employee and Spouse
Rate/$1,000
$0.020

2025 Plan Contributions – Monthly COBRA Rates

Medical COBRA
2025 Rates
Employee Pays Monthly		 2025 COBRA Rates
Employee Pays Monthly
Surest
Employee $935.00 $953.70
Employee + 1 $1,870.00 $1,907.40
Family $2,430.00 $2,478.60
Saver Plan with HSA
Employee $950.00 $969.00
Employee + 1 $1,895.00 $1,932.90
Family $2,564.00 $2,615.28
PPO
Employee $965.00 $984.30
Employee + 1 $1,930.00 $1,968.60
Family $2,510.00 $2,560.20
Dental COBRA
2025 Rates
Employee Pays Monthly		 2025 COBRA Rates
Employee Pays Monthly
Employee $37.10 $37.84
Employee + 1 $92.72 $94.57
Family $114.40 $116.69
Vision COBRA
2025 Rates
Employee Pays Monthly		 2025 COBRA Rates
Employee Pays Monthly
Employee $5.98 $6.10
Employee + 1 $11.96 $12.20
Family $19.27 $19.66